Income Reality in Montana — Taxes, Housing & Salary

Outdoor paradise, rising costs, remote lifestyle

Data: 2026-Q2 · BLS · HUD · KFF
Cost of Living Index
102
Median Household Income
$75,340
State Income Tax
5.90% top rate
Median Rent
$1,650/mo

Income tax overview

5.9% top rate 2025 (Tax Foundation; reduced to 5.65% in 2026)

Housing snapshot

Median 1BR rent in Bozeman is approximately $1,800 (rose sharply post-2020). Billings and Missoula are approximately $1,200.

Cost of living summary

At an index of 102, Montana is about 2% more expensive than the national average of 100.

Montana offers stunning outdoor landscapes but has seen significant housing cost increases as remote workers relocated from coastal cities. No sales tax is an advantage.

Salary reality examples

$60-80k

Moderate in Bozeman. More comfortable in Billings or Missoula.

$80-100k

Good purchasing power statewide. Remote workers benefit from Montana's lifestyle.

$100-130k

Comfortable statewide. Montana's outdoor quality of life adds significant non-financial value.

FAQ

FAQ — Income Reality in Montana

Does Montana have a sales tax?

No. Montana has no sales tax, which is a meaningful advantage on everyday purchases.

What is Montana's income tax rate?

Montana has a top income tax rate of 6.9%.

Related tools

City Comparison Salary Equivalency

Cost of Living Index from C2ER. This is a picture, not a verdict.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.