Income Reality in Idaho — Taxes, Housing & Salary

Outdoor lifestyle, growing Boise metro, near national average costs

Data: 2026-Q2 · BLS · HUD · KFF
Cost of Living Index
99
Median Household Income
$81,166
State Income Tax
5.30% top rate
Median Rent
$1,825/mo

Income tax overview

5.3% flat rate effective 2025, retroactive (HB 40, Tax Foundation)

Housing snapshot

Median 1BR rent in Boise is approximately $1,300. Costs rose dramatically 2019-2022 but have moderated. Smaller Idaho cities are significantly more affordable.

Cost of living summary

At an index of 99, Idaho is about 1% cheaper than the national average of 100.

Idaho has seen significant population growth driven by California and Washington migrants seeking lower costs. Boise has become a tech hub with rising but still below-coastal housing costs.

Major cities

Portland

1BR $1,677/mo

Salary reality examples

$60-80k

Comfortable in Boise. Very comfortable in smaller Idaho cities.

$80-100k

Strong purchasing power statewide. Idaho's outdoor quality of life adds non-financial value.

$100-130k

Excellent flexibility. Idaho remains significantly below Washington and California costs.

FAQ

FAQ — Income Reality in Idaho

Is Idaho affordable?

Idaho's cost of living index is approximately 99, near the national average. It was significantly cheaper before 2019 but has risen with population influx.

What is Idaho's income tax rate?

Idaho has a flat income tax rate of 5.8%.

Related tools

City Comparison Salary Equivalency

Cost of Living Index from C2ER. This is a picture, not a verdict.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.