Top 3 States

Most Affordable States

States ranked by income-to-rent ratio, highest first.

Data: 2026-Q2 · BLS · HUD · KFF
1
North Dakota · ND
Income/rent 5.4x income/rent
2
Nebraska · NE
Income/rent 5.0x income/rent
3
South Dakota · SD
Income/rent 4.9x income/rent

Rankings derived from Census ACS 2024, Tax Foundation 2025, and C2ER Cost of Living Index.

FAQ

Most Affordable States — FAQ

How are these rankings calculated?

Most Affordable States is ranked by income/rent, computed at build time directly from verified public data. Rankings derived from Census ACS 2024, Tax Foundation 2025, and C2ER Cost of Living Index. Only the top 3 are shown here.

Why does this only show 3 states?

Top Rankings highlights the top 3 in each category. The underlying ranking is computed the same way for every tracked location; this page focuses on the leaders.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.