Chicago vs Columbus

Cost of living and salary reality, side by side. At $60-80k, $70,000 in Chicago feels like approximately $51,926 in Columbus.

Data: 2026-Q2 · BLS · HUD · KFF

Your $60-80k in Chicago feels like $51,926 in Columbus. Moving would decrease your purchasing power by 26%.

Income
Housing

Chicago

Columbus

Breathing Room
 
Housing Pressure
low
 
low
1BR Rent
$1,581/mo
 
$1,194/mo
State Tax
IL tax applies
 
OH tax applies
Take-Home /mo
$4,514
 
$4,598
Remote Work Fit
Chicago is a strong remote work city for those who value urban density, transit, and cultural richness at costs substantially below coastal peers.
 
Columbus is a strong value proposition for remote workers. Intel's new semiconductor manufacturing complex in the outer Columbus metro is also creating new in-person tech employment opportunities.
Walk Score
77
 
41
Comfortable
$60-80k · Chicago vs Columbus
Income Reality Check

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Curious what a raise — or a different path — would change?

THEN — $60-80k
NOW — $60-80k
~$4,514/mo take-home

At $60-80k in Chicago, your picture shifts from comfortable toward comfortable.

No city is objectively better. Chicago and Columbus each fit different priorities — the right one depends on what you're building toward.

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FAQ

Chicago vs Columbus — FAQ

Is it cheaper to live in Chicago or Columbus?

HUD FY2026 1BR Fair Market Rent is $1,581/mo in Chicago and $1,194/mo in Columbus. Columbus has lower median housing costs. Source: HUD FY2026 FMR.

How much do I need to earn in Columbus to match Chicago?

At a $60-80k income, $70,000 in Chicago feels like approximately $51,926 in Columbus — a reduction of about 26% in purchasing power.

What is the state tax difference between Chicago and Columbus?

Chicago is in IL (IL levies income tax) and Columbus is in OH (OH levies income tax). Source: Tax Foundation 2025.

Which city has more breathing room?

Breathing room depends on your income and housing situation. Use the interactive comparison above to see how each city's picture changes across income bands.

Income Reality Check is an educational tool, not financial advice. Your situation has more dimensions than any tool can capture.